Lump Sum Payment Calculator

Ever wondered how much quicker you could pay off your loan if you made a lump sum payment in the middle of your term? Enter your details below to calculate how many years and interest you could save.



Step One: Enter your loan amount, the original term of your loan (usually 25 years) and the percentage rate.

Loan Amount

$

Original Term

     years

Percentage Rate

     %

Step Two: Click the button to calculate the monthly repayments based on your original term. Then, enter the lump sum payment you wish to make, and how far into the loan (in years) you make this payment.

Monthly Repayments

$

Lump Sum Repayment
-------

$

When you make this payment:

$ years

Step Three: Click the Calculate New Term button to find out how long your loan will take to pay off based on your lump sum payment (scroll down).



RESULT: Your new loan term is